Finding a safe, affordable car for a teen driver

How To Identify A Low Maintenance Used Car

Posted by on Aug 3, 2016 in Uncategorized | Comments Off on How To Identify A Low Maintenance Used Car

A good used car should be in a good condition, relatively cheap to buy, and inexpensive to maintain. Most people concentrate on the first two factors without giving much thought to the last one. If you do that, however, you can end up buying a car that will cost you an arm and a leg to maintain. Here are two important factors you should research to ensure that doesn’t happen to you: The Car’s Mileage and Age Most car parts are designed to be replaced or serviced at particular mileages. For example, the replacement interval for a timing belt ranges from 60,000 miles to 105,000 miles; the exact mileage depends on the make and model.  Therefore, if you are buying a car that has a timing belt that needs to be replaced at 90,000 miles and it has already crossed the 80,000-mile mark, don’t ignore the cost of replacing the belt. According to some car authorities, a typical car has these three major mileage milestones in its life: 30,000 to 40,000 miles – This is where most factory warranties expire, and the car requires its first major service. Things like brakes and tires have probably worn out and need to be replaced. 60,000-70,000 miles – The second major service comes at around this point, and it is more expensive than the first. The timing belt may need to be replaced at this point. 100,000 miles – By this time the car’s paint is showing its age, the interior requires major service and the normal major service may also need to be done.  Therefore, if you are buying a car, have these milestones in mind, so you know the costs to expect after purchase. Apart from mileage, age is one of the factors that determine the car’s condition. Even if a car hasn’t been driven much, it will show signs of wear and material breakdown after some time. There is no universal age at which cars “expire.” However, all factors constant, the older the car, the more you should expect to use for its repair and maintenance. Service and Accident History You also need to scrutinize the car’s service history to know how well its previous owner maintained it. There are various ways of finding a car’s service history without tracking down its previous owners. For example, some car manufacturers have centralized records from which you can get their cars’ service histories. You can also use the vehicle identification number (VIN), unusually located in the door frame or engine compartment to learn more about the car’s service history. Supply the manufacturer with the VIN and they will tell you the dealer who sold the car first; contact the dealer to see if they have its service history. Contact used car dealerships in Shakopee MN for more...

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What To Know About Buying A Car With No Credit History

Posted by on Jun 13, 2016 in Uncategorized | Comments Off on What To Know About Buying A Car With No Credit History

Buying a car can seem almost impossible when you don’t have any credit history. However, this isn’t the case. Buying a car with no credit history can actually be done if you just know the right way to go about it. Here’s what you should know about buying a car when you have no credit history: Be Realistic: When you are shopping for a car, it needs to be priced low enough that it’s only taking out a small chunk of your monthly income. When lenders take a look at your monthly income, they will see that you are more likely to pay the monthly payment on a loan, which makes them more likely to approve you. Attempting to finance a car that is going to take up a large chunk of your monthly income definitely won’t get approved, especially when you have no credit history to support your ability to pay the monthly loan amount.  Have a Down Payment: Another way to prove your responsibility financially to lenders when purchasing a car is to have a down payment ready. Besides, having a down payment can benefit you, as well. This is because it is going to significantly reduce the amount that you are paying for the car each month.  Find Programs That Can Help: There are a few programs that will help you finance a car when you don’t have a credit history. For example, there is a first-time buyer program. This program will help you purchase certain models of vehicles. Just keep in mind that you will need a down payment, as well as a steady job to apply. The benefit of programs like this though is that you won’t need a co-signer, which allows you to avoid having to ask a friend or family for help.  Find a Co-Signer: Of course, having a co-signer is never a bad thing. It just means that you will need to be sure that you are definitely paying the monthly car payment or it can negatively affect the co-signers credit. A co-signer with good credit history is best because this gives lenders reason to believe that no matter what, they will get the monthly payment they are owed.  When you know these things about buying a car when you have no credit history, you can see that it’s definitely possible as long as it is done in the right way and with a realistic mindset. Click here to learn more about car financing services....

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Four Ways To Get The Car Of Your Dreams Without Going Broke

Posted by on Apr 6, 2016 in Uncategorized | Comments Off on Four Ways To Get The Car Of Your Dreams Without Going Broke

If your heart skips a beat every time you see a certain make or model of car and the one you’re driving is on its last leg, it’s time to go shopping! However, affording the car of your dreams can be next to impossible on a tight budget. Here are five ways to put yourself into the vehicle you really want, even though your finances force you to be frugal. 1. Find New Ways To Save More Money The higher the down payment you apply to the price of a vehicle, the lower your monthly payments will be; thus, if you can figure out ways to save more money and drop more cash at the point of purchase, you can look for the car of your dreams, rather than whatever is on sale. Evaluate your spending based on want vs. need: While you may not be able to pay less for things you need, such as rent and utilities, you can lower the cost of goods you merely want, such as take-out foods, designer clothing and movies. Consider the fact that Americans throw away approximately 529 dollars a year on food and find numerous other ways to spend unwisely. What are you throwing money away on? How can you do better? 2. Improve Your Negotiation Skills While you will likely benefit from sharper negotiation skills on the car lot, have you considered haggling over the APR on your credit cards or (finally) asking for that raise at work? Car salespeople are accustomed to going back and forth with prospective buyers, so you should attempt to lower the price tag on your new wheels; however, look at other areas in your life and finances where you could save money or gain more of it to work with. 3. Ask A Dealer To Look On Your Behalf Many dealers supplement inventory by shopping at auto auctions, but you probably can’t do that yourself, unless you have a special license. Why not ask a local car dealer to look on your behalf? If they know you’re serious, they will keep an eye out for you, watching for your preferred model and specifications. While there will be fees added to the auction price to cover the dealer’s expenses, you’re still going to end up with a good deal. 4. Buy Basic And Pimp The Vehicle Later Paying cash or financing your used vehicle will be cheaper if there are fewer bells and whistles installed and might land you behind the wheel faster than if you have to look around for a well-equipped model. You could budget things like a stereo, window tint and mag wheels over the course of the next year, rather than factoring those expenses into your monthly payment or up-front costs when paying cash. Customizing the car later could be a lot of fun and doing it on your terms means considerable savings. Finding the perfect car for yourself on terms you can live with isn’t easy, but the more educated and creative you are, the more doors you will open for yourself. Talk to a dealer, examine all your options and make the necessary moves that will put you behind the wheel of something you really love – and can...

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Reasons To Shop From A Used Car Dealership

Posted by on Feb 15, 2016 in Uncategorized | Comments Off on Reasons To Shop From A Used Car Dealership

Are you worried about buying a used car because you fear that you may put your investment at risk and end up buying an unreliable vehicle? If so, then you may want to consider shopping from a used car dealership instead of buying from an independent seller. There are several ways a used car dealership can help protect your investment and ensure you get yourself into a reliable car that you can count on. Some of the reasons and benefits to shop from a used car dealership are due to the following: Have a Selection of High-quality Cars to Shop From: When used car dealerships purchase cars from trade-in deals or from customers who just want to sell their vehicles, the dealership has their mechanics perform thorough inspections so they can see whether or not the car is in good condition. If the dealership decides to buy the car from the customer, they will also perform any repairs necessary to ensure the vehicle is in top tier condition before they list it for sale. This will ensure you purchase a car that will be reliable and less prone to damages shortly after your purchase. Obtain An Extensive Car History Report: Many car dealerships will be able to help you make the most informed decision when shopping for your used car as they will be able to give you a report of what type of repairs the car has had from its previous owners and if the car has ever been in a car accident. This will help you buy a car that has a good track record of routine car maintenance and hasn’t been involved in a car accident so you can avoid potential complications that neglected maintenance and car accidents can cause. Have the Option To Purchase Warranty Coverage: One of the biggest benefits that you will find when shopping from a used car dealership is the option to buy a warranty plan along with your car purchase. This will allow you to receive coverage from your dealership in case the car were to experience defects shortly after your purchase so you can avoid having to pay out of your own pocket for these repairs. This can save you money on potential defects and can give you some peace of mind when buying a used car. These benefits can add a great deal of protection to your used car shopping experience as your investment will be better protected and you won’t have to fear about buying a car that may have engine damages, electrical issues or cosmetic defects. So, if you want to be able to shop with confidence, be sure to take advantage of the benefits that a used car dealership can provide. To learn more, contact a dealership like Car Save...

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Important Tips To Consider When Buying A Motorcycle

Posted by on Nov 29, 2015 in Uncategorized | Comments Off on Important Tips To Consider When Buying A Motorcycle

The freedom that comes with a motorcycle is a great feeling, but the excitement can lead you to making mistakes when purchasing a bike. Choosing a bike that is best for you and your riding skills is extremely important to get the most enjoyment out your motorcycle. Follow these tips for making sure you get a bike that you can appreciate riding. Buy Based On Your Riding Experience If you are buying a motorcycle because of the dream you have of riding it, but have never ridden one on the highway, taking a riding course before you buy is a good idea. Many riders decide to buy a motorcycle for the highway but have only ridden dirt bikes. Remember that riding on the open highway is a completely different than riding on the dirt. Before you spend the cash on a street motorcycle, always consider your riding experience. Keep in mind that riding a motorcycle on the road can be dangerous if you do not have some experience doing so. Thinking About The Kind Of Riding You Prefer When choosing a bike, you need to think about how you would like to ride. For example, if you are more into touring, a touring bike is best. However, if you are more into speed or racing, a sport bike would be a better option. Maybe you are interested in joining a bike club that would require you to ride a traditional, classic style motorcycle. How you want to ride is important to think about so you can get the most out of the bike you select. Buying A New Or Used Bike Deciding on a used bike instead of a new one may because of your financial circumstances. However, while you may be able to get a used bike for a lot less cash, remember that buying used can mean buying a bike that could end costing you more in repairs later on. If you have your heart set on a used bike, be sure to have someone with you that is knowledgeable about motorcycles that can check it out for you. Having a used bike checked out by a qualified mechanic is a good way to learn if the bike is worth your investment. Remember that a motorcycle with a failing engine part can be dangerous as well. Taking the time to make the best decision about your motorcycle is worthwhile, especially when you are out on the road riding into the wind. Nothing compares to the freedom you can experience while on the back of a motorcycle, except the fact that you know you made  wise investment in it. Contact a local dealer, like Canyon Honda, for more...

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3 Tips For Getting The Best Deal When You Buy A Car At An Auto Dealer

Posted by on Aug 14, 2015 in Uncategorized | Comments Off on 3 Tips For Getting The Best Deal When You Buy A Car At An Auto Dealer

If you are in the market for a new car, then it is likely that one or more of the auto dealerships in your area will have the car that you want. However, because it is important that you get the best deal possible before purchasing your car, there are certain things that you should do. This includes doing research before you get to the dealership, and knowing exactly what you want when you get to the dealerships. This article will discuss 3 tips for getting the best deal when you buy a car at an auto dealer.  Get Pre-Approved For Your Car Loan Before you ever go to a car dealership to look for a car, it is a good idea to get pre-approved for your car loan. Doing this will make it so that you know ahead of time what interest rate you will be paying on your loan, so you know whether or not you can afford it. You can of course still choose to go with dealership financing if this is the better option for you, but you will greatly benefit by knowing ahead of time which financing option will offer you the best deal and the lowest interest rate.  Shop Around At Different Dealerships If you know the kind of car that you would like, but want to pay the best possible price for it, it is smart to shop around at different dealerships. To do this, you will first want to find the dealerships that sell the makes of cars that you want, such as a Toyota dealer if that’s the kind of car you’re looking for. Then spend a day or two talking with the dealers at these dealerships and seeing what kind of deals they have to offer you. If you find a deal that works great for you, and you have already checked the other dealerships, then you should definitely go for it.  Test Out The Cars And Ask About The Specs In order to make sure that the car you think that you want is the car that you actually want, spend some time in it. Take it out for a good test drive, and see how it handles. Ask the dealer about all of the different specs of the car, as well as all of the potential upgrade options. Gathering all of this information will help you to figure out if this car is right for you, and will let you know whether or not you are getting a great deal on the car that you want or...

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3 Tips To Help When You’re Shopping For A Used Car

Posted by on Jun 3, 2015 in Uncategorized | Comments Off on 3 Tips To Help When You’re Shopping For A Used Car

Some people buy a used car to help them save money, while others buy used because they don’t like how the newer model of their favorite car looks. Buying used cars can be a bit tricky though. Here are three tips to help when you’re shopping for a used car. 1. Look for used car dealerships that sell certified pre-owned cars. When you go looking to buy a used car, you are better off going with a used car dealership that only sells certified pre-owned vehicles. The reason for this is because you can feel more secure knowing you are getting a quality used car, and also because of the warranty. Car manufacturers will usually place lengthy warranties on their cars that have passed their standards to be considered a certified pre-owned car. The warranty that you get with the used car will differ depending on the car company that made it, but they are usually longer warranties than if you just bought the car new. 2. Always get a vehicle history report before making your final purchase. You have likely seen commercials on TV advertising various companies that provide vehicle history reports. This is an important thing to get because it serves as a record of what has happened to the car. It will tell how many times the car has been involved in an accident, if it has had flood damage, if the title has a lien on it, among other things. Many used car dealers will provide one to prospective buyers, but others may require you to get one for yourself. Either way, you shouldn’t buy a used car without getting the history report first. 3. Always test drive the car before you buy it. Much like you should always get the history report before you buy a used car, you should also always test drive it. The test drive is essential to help you make your final purchase decision. For instance, you may love how that used, red convertible looks on the lot, but you may not like the way it rides. Even if you think that you know you will love driving the car, it still makes the most sense to take it for a test drive. Most used car dealers, like RK Chevrolet, will allow test drives. If you find one that doesn’t, you should probably find another dealer who will allow it– not allowing a test drive should be a deal breaker for...

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Troubleshooting Uncontrolled Side Drifting on Your Motorcycle

Posted by on May 13, 2015 in Uncategorized | Comments Off on Troubleshooting Uncontrolled Side Drifting on Your Motorcycle

The normal wear and tear from getting thousands of miles on your motorcycle can takes its toll if you don’t keep up on maintenance. From tire and rim weakness to slight steering failure, you may notice a slight drift to the side that isn’t easily explained by road fatigue or getting distracted. Before riding out for a big trip or hitting a difficult road, take a look at a few motorcycle inspection points that could keep you from rolling off the road unexpectedly. Tire Condition Could Extend To The Rim If your motorcycle is leaning to the side and you’re sure it’s not your hands doing the turning, the tires should be the first place you look. Poor inflation or uneven bald spots on the treads may cause your vehicle to slightly coast to the side. Uneven tire wear happens when only one part of the tire is subjected to stress. This can happen from spinning your tires in place, hitting a curb while the tire is still spinning, or driving across rough terrain for long periods of time. The first course of action is to replace the tire. Take your normal and expected driving routes into consideration and speak with a motorcycle dealer to find a tire type that best fits the terrain you’re driving on. While you’re there, a motorcycle repair technician can inspect your rims for damage. If you’ve been rough out on the road, you could have had some rough landings or unexpected sideswipes that could have damaged the rim. Dents in the rim can lead to faster tire damage, bumpy rides, and the obnoxious drifting problem. Rim replacement is more expensive, but ignoring the problem can lead to higher costs as future tires are worn out and ripped by the dents and rough driving conditions caused by rim damage. Engine Wobble May Be To Blame Motorcycles are compact, precision vehicles that can make amazing movements with very subtle changes. Unfortunately, if there’s too much movement with the engine, you could be at the mercy of its movement with every mile you drive. Fuel intake problems are the usual culprit when it comes to strange shaking. With fuel intake issues, the engine may shudder and come close to failure, since there isn’t enough fuel making it to the combustion chamber. You’ll want to visit a motorcycle repair technician as soon as possible to take a look at your fuel system and perform a cleaning, as continued failure or even near failure may lead to permanent damage. A new fuel filter is a common fix, but not the end of your troubles. You’ll want to keep an eye out on which gas stations you visit and consider inspecting the fuel quality. If you’re getting dirty fuel, let the owner (and the fuel corporation) know as soon as possible. It isn’t just you getting the bad fuel; other riders on the road could be suffering the same problem. You may want to talk with a motorcycle repair technician, like Thunderbird Harley-Davidson. A motorcycle dealer can assess your motorcycle’s condition and get the repairs and upgrades you...

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3 Benefits College Students Gain by Choosing to Buy a New Nissan Instead of a Used One

Posted by on Apr 21, 2015 in Uncategorized | 0 comments

Unless you live on a college campus with amazing shuttle and bus service, you likely need a vehicle of your own so you can visit your family back home and get to work on time. Living off of student loans can make you pinch pennies, making a used car seem like the natural choice. However, there are three distinct benefits to spending a little more to get a brand new Nissan while focusing on completing your education. Better Reliability Tired of your older car taking five or six tries to start when you’re already running late to a final exam? The reliability of a brand new car makes it worth investing in alone. Since crucial engine parts like timing belts and alternators wear out after thousands of miles, buying a new car with only a handful of miles on the odometer means you’ll spend less time in the mechanic’s shop. New parts also mean your car is less likely to refuse to start or leave you stranded on the side of the road. The warranties and service plans included with new cars also help college students save money. If you don’t have a lot of cash on hand for unexpected expenses, you’ll be pleased to know your dealer is picking up the bill when you get a flat tire or it’s time for yet another oil change. Buying a new vehicle with a lengthy warranty can keep you protected until after you’ve graduated. Easier for a Career Do you want to arrive at a high-end law firm for your interview in a car with a bumper held on by duct tape? The vehicle you drive plays a big part in your first impressions, and sometimes it’s that impression alone that helps you win a position with lots of competition. Start preparing for your future career while you’re still in college. Buy a car that matches the image you want to show the world as you embark on your new journey. Faster Credit Development Are you willing to deal with loan payments today to make it easier to get a mortgage or business loan later? Taking out a five year car loan helps you build up your credit score, which is often tricky in college since most student loans affect the records of the parents rather than the student. Loans for used cars also produce the same effects of course, but the higher cost of a new car leads to a longer loan and a bigger boost to your credit score. With car brands like Nissan offering better and better deals each year, you don’t need wealthy parents to get a new car before graduation. Make your college years less stressful and more fun with your own reliable ride, then continue enjoying the lasting benefits after graduation. For more information, contact Western Avenue...

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Exploring The Benefits Of Buying A Used Car

Posted by on Apr 15, 2015 in Uncategorized | 0 comments

If someone was to ask you what the benefits of buying a used car were. You would likely say something about the lower prices that accompany these vehicles, and you would be absolutely right. However, if you are like many people, you may think that this is where the benefits of buying a used car end. On this point, you would be absolutely wrong. This is because there are actually many benefits that come along with choosing to buy a used car over a brand new one. More importantly, many of these benefits go well beyond the price sticker you see advertised on the front window: Enjoy A Larger Selection Of Makes And Models Car dealerships that specialize in selling brand new vehicles will typically be associated with just one auto manufacturer. As a result of this association, these car dealerships will only be able to offer you very select makes and models. To narrow your selection even further, these dealerships will typically limit their stock to only the most recent model year that was produced. Consequently, you could easily find that the most reputable new car dealerships in your area simply do not offer the make or model of vehicle that you wish to purchase. Rather than settling for a make and model that you don’t really want, you can choose to visit a used car dealership instead. Since these dealerships rarely have an affiliation with just one auto manufacturer, they will be able to offer you a much wider selection of vehicles. This all but ensures that you will be able to find a vehicle that perfectly matches your particular needs and personal style. Enjoy A Wider Range Of Financing Options The ability to pay for the purchase of your new vehicle is an extremely important part of any vehicle purchase. When choosing to purchase a brand new vehicle, this will typically mean qualifying for a traditional bank loan. If you have less than perfect credit, this can prove to be a serious problem. Thanks to the lower price point of most used vehicles, many used car dealerships are able to offer a much wider range of financing options, such as in-house financing. These alternative payment options allow individuals with less than perfect credit, small down-payments, or nontraditional income sources to qualify for the financing they need. In many cases, these alternative financing options will make it possible for individuals to purchase a car who would otherwise be financially unable to make this purchase. Have other questions or concerns? Contact a company like J & J Auto Sales to learn...

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